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Students Insurance Policy

The S.N.D. College of Engineering has renewed the students policy from Oriental Insurance under the scheme of  "Nagarik Surakhsha Group Policy" for all the 2600 students. This policy is in effect from 05 Jan 2016 & it is valid for the academic year 2015-16. Through this policy everybody is liable for sum assured of rupees 1 lac. in accidents injury cases.

Brief Description About Policy :

The policy offers Personal Accident cover (Death/Permanent Total Disablement ,Loss of Limb(s) & *Permanent Partial Disablement) and reimbursement of Hospitalization Expenses as specified under the schedule of insurance of the policy The policy is available only to the citizen of India.

The salient features of the policy are:

  • The policy offers Personal Accident cover (Death/Permanent Total Disability,Loss of Limb(s) & *Permanent Partial Disability) including reimbursement of hospitalization expenses as specified under the schedule of insurance of the policy.
  • The disability must not be less than 40% in aggregate for becoming entitled to any claim under Personal Accident section of this policy.

Company's Total Liability in respect of all claims admitted during the period of Insurance shall not exceed under Section- I (Personal Accident)the Sum Insured as specified in the Schedule of insurance of the policy and under Section II (Hospitalization) the sum insured as specified in the schedule of the policy for each completed period of 12 months during the period of insurance.
  • EDUCATION FUND
In the event of death or permanent total disablement of the Insured due to accident,the Policy shall also provide compensation towards education fund for the dependent children in addition to the sum Insured as specified in the schedule of insurance under PA section of the policy of the same person(s) who is/are entitled to receive the compensation as given below irrespective of number of policies held by an individual Insured.
  1. If the Insured Person has one dependent child below the age of 23 years on the date of accident,an amount equal to 10% of original Sum Insured as specified in the PA section of the policy subject to maximum of Rs.5,000
  2. If the Insured person has more than one dependent child below the age of 23 years on the date of accident an amount equal to 10% of original Sum Insured as specified in the PA section of the policy subject to maximum of.Rs.10,000/-
  3. This benefit shall be available to the beneficiary provided the claim is otherwise admissible under the PA section of the policy.

List of Students secured under this policy [pdf]

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